A couple of years ago I stumbled upon a savings plan that has allowed me to save between $5,00.00 and $7,000.00 per year. The plan starts with putting small, random amounts of money away each week. As you get into the habit of putting funds away each week the amounts ramp up a little bit but there are low weeks and high weeks. I found that this helped me put more away each month without it feeling like I was doing much. As we enter the new year for 2018, if you have been interested in saving more money, give it a try. You can always switch two weeks if a high amount falls on a week when you have a lot of other bills and save the lower amount instead.
The plan can also be modified to reach any goal you have. Simply divide the amount of additional money you would like to save and divide it by 52 weeks, then add that amount to each week on the chart. Everyone needs an emergency fund and this is a good way to create one for yourself. Let me know if it works for you!
